PistonHeads

Need Advice? Call 01653 916280
or Email:

Powered by ALA.co.uk
Powered by ALA™

Van & Commercial Vehicle GAP Insurance


Commercial Vehicle GAP Insurance from ALA

ALA Commercial Back to Invoice GAP will, in the event of a total loss pay the difference between the comprehensive insurer’s settlement and the original vehicle invoice price or the outstanding finance, whichever is higher at the time.



Van GAP Insurance

Your van or LCV can be protected by ALA GAP Insurance, whether it is purchased, or on a lease or Contract Hire agreement.

Whether you have a compact Volkswagen Caddy or Citroen Berlingo, or something more substantial like a Ford Transit or Mercesdes Sprinter, we can help ensure your vehicle is fully protected in the event of an accident, theft, fire damage or flood damage.


Pickup GAP Insurance

Whether your pickup is new or used, GAP Insurance can protect you from the significant financial loss that will occur if your vehicle is written off, whether in an accident or stolen.

We can provide cover for all pickups, from a Toyota Hilux to a Ford Ranger - and everything in between.

Whether your pickup is purchased or leased, we have the right cover for you to make sure you don’t lose out in the event of a total loss.



Back to Invoice Plus

What does this policy cover?

This GAP Insurance policy will, in the event of a total loss, pay the difference between the comprehensive insurer’s settlement and the original vehicle invoice price or the outstanding finance, whichever is higher at the time.

It is suitable for new or used vehicles up to 10 years of age, owned outright or on finance, bought from a dealer or a private seller, delivered within the last 180 days, or 365 days (if insured under a comprehensive Motor Insurance Policy which includes ‘New for Old’ cover for the first 12 months) and not an excluded vehicle.

Vehicles used in any sort of competitions or rallies. Vehicles used for racing, pace making, speed testing or in reliability trials; Vehicles not listed in Glass's Guide; kit cars; invalid carriages; commercial Vehicles of more than 3500kg gross weight. Any, taxi, mini cab, driving tuition vehicle, courier or delivery vehicle of any type or any private or public rental vehicle.


Eligibility

This policy is suitable for vehicles which are:

  • Up to 3.5 tonnes
  • Owned outright or on finance
  • Less than 10 years old at the start of the policy
  • Delivered within the last 180 days, or 365 days (if insured under a comprehensive Motor Insurance Policy which includes ‘New for Old’ cover for the first 12 months)
  • Not used for delivery/courier services, private hire or other hire and reward

Read more about this product and view the policy documents, or click the green button to get a quote...



Contract Hire Plus

What does this policy cover?

Contract Hire GAP Insurance will, in the event of a total loss claim (accident, theft, fire or flood damage), cover up to 100% of the outstanding rental payments for the vehicle and cover any shortfall in the market value settlement provided by the insurer.

It is suitable for vehicles on Contract Hire which have been delivered within the last 365 days and which are not listed as an excluded vehicle.

Vehicles used in any sort of competitions or rallies. Vehicles used for racing, pace making, speed testing or in reliability trials; Vehicles not listed in Glass's Guide; kit cars; invalid carriages; commercial Vehicles of more than 3500kg gross weight. Any, taxi, mini cab, driving tuition vehicle, courier or delivery vehicle of any type or any private or public rental vehicle.


For extra peace of mind...

Add Initial Rental Cover

This means that if your vehicle is written off, in addition to the outstanding finance or rentals being cleared, you will also benefit from receiving your initial deposit / rental payment back. There are 3 levels of benefit; £1,000, £2,000 and £3,000. When considering what level to select please ensure that all of your initial rental is covered within the benefit levels available.


Eligibility

This policy is suitable for vehicles which are:

  • Up to 3.5 tonnes
  • On a lease or contract hire agreement
  • Less than 10 years old at the start of the policy
  • Delivered within the last 365 days
  • Not used for delivery/courier services, private hire or other hire and reward

Read more about this product and view the policy documents, or click the green button to get a quote...



Vehicle Replacement Insurance

What does this policy cover?

A Vehicle Replacement Insurance policy will, in the event of a total loss, pay the difference between the comprehensive insurer’s settlement and the cost of replacing your vehicle new for old (or with a vehicle of a similar age to the one originally bought, if it was not new at the time of purchase) or the outstanding finance, whichever is higher at the time.

It is suitable for new or used vehicles up to 10 years of age, owned outright or on finance, bought from a dealer or a private seller, delivered within the last 365 days, is less than 10 years old, has done less than 80,000 miles and is not an excluded vehicle.

Vehicles used in any sort of competitions or rallies. Vehicles used for racing, pace making, speed testing or in reliability trials; Vehicles not listed in Glass's Guide; kit cars; invalid carriages; commercial Vehicles of more than 3500kg gross weight. Any, taxi, mini cab, driving tuition vehicle, courier or delivery vehicle of any type or any private or public rental vehicle.


Eligibility

This policy is for vehicles which are:

  • Purchased outright
  • Purchased using a personal loan
  • Purchased using finance secured against it using a PCP (Personal Contract Purchase) or HP (Hire Purchase) agreement
  • Up to 3.5 tonnes
  • Less than 10 years old at the start of the policy
  • Delivered within the last 365 days
  • Not used for delivery/courier services, private hire or other hire and reward

Read more about this product and view the policy documents, or click the green button to get a quote...



Commercial GAP Insurance Cover Features:

  • Available up to 5 years for vehicles owned outright or on finance, or for vehicles on lease or contract hire
  • We are fully authorised and regulated by the Financial Conduct Authority (FCA) and your policy is covered by the Financial Services Compensation Scheme
  • Pays as standard up to £250 of your Comprehensive Insurance excess
  • Available for vans up to 10 years old, delivered within the last 365 days
  • Policy transfer – pro rata transfer of unused premium if you change your car, with no admin fees
  • Any amendment made FREE of charge
  • Discount available for renewal and additional policies
  • We guarantee to beat any comparable online GAP quote